The purpose of developing LOANEARN online investment platform was to create a resource that allows individuals to earn significant profits on p2p loans without risks and huge investments, and most importantly - without intermediaries and with a guarantee of protection against losses. We combined our vast experience in managing traditional financial institutions with a specially developed unique algorithm for distributing investments and reliable verification of borrowers solvency, took into account modern economic realities and developed a truly effective international service free from financial prejudices.